By law, you can obtain three free credit reports each year. The information in your credit report affects your life in important ways–your ability to get a loan, how much you pay for credit and insurance, obtaining a job, renting a house or apartment, and preventing identity theft. It is important to check your report regularly to make sure it is accurate and up-to-date.

You are encouraged to mark your calendars on 2/2, 6/6, and 10/10 this and every year as a reminder to request a copy of your free report on those days. “2/2, 6/6, 10/10″ is meant as a simple way to remember to pull your free credit reports regularly.

Why “2/2, 6/6, 10/10″

Despite the importance of reviewing one’s credit report regularly, only about 4 in 10 Wisconsin adults obtain a copy of their credit report each year. Across all 50 states, Wisconsin adults rank 9th lowest in terms of reviewing their credit reports[1]. In addition, most people who check their credit reports pay for this service–even though everyone is entitled by law to three free reports each year.

We encourage you to mark your calendars on 2/2, 6/6, and 10/10 this and every year as a reminder to request a copy of your free report on those days.“2/2, 6/6, 10/10″ is meant as a simple way to remember to pull your free credit reports regularly. Provide your email address to automatically receive reminder emails on those dates. Visit this website’s other pages to learn how to obtain and read your credit report.

Learn more at https://fyi.extension.wisc.edu/creditreport/